10+ Years · Katy
Experienced Mortgage Brokers in Katy, TX
Experience matters. These mortgage brokers in Katy have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Katy, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX with a 4.9-star rating from 512 Google reviews and an RNM Score of 87/100. Also in the top tier: HMA Mortgage - Shealey Mortgage Team and HomeWay Mortgage. The average rating across all listed mortgage brokers in Katy is 4.9 stars from 126 reviews per business on average.
Mortgage brokers in Katy: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Green Arrow Mortgage
Green Arrow Mortgage stands out as the top-ranked broker due to its consistently high customer satisfaction and competitive loan products.
Most Reviewed
HomeWay Mortgage
A high number of reviews indicates a large customer base and proven reliability, helping borrowers gauge service quality and trustworthiness.
When choosing a mortgage broker in Katy, compare interest rates, fees, and responsiveness; also verify that the broker is licensed and experienced with local market conditions.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
126
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this Katy mortgage broker holds a flawless 4.9-star rating.
24518 Kingsland Blvd, Katy, TX 77494, USATrusted by over 200 clients, this Katy mortgage broker holds a flawless 5.0-star rating.
25140 Kingsland Blvd Suite 100, Ofc 130, Katy, TX 77494, USARated 4.9 stars from over 200 Google reviews by local clients in Katy.
23218 Red River Dr, Katy, TX 77494, USAMortgage Brokers Rankings in Katy, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX24518 Kingsland Blvd, Katy, TX 77494, USA | 4.9★ | 512 |
| #2 | HMA Mortgage - Shealey Mortgage Team25140 Kingsland Blvd Suite 100, Ofc 130, Katy, TX 77494, USA | 5.0★ | 223 |
| #3 | HomeWay Mortgage23218 Red River Dr, Katy, TX 77494, USA | 4.9★ | 206 |
| #4 | Richard Smith, Mpire Financial Katy Texas Mortgage Broker24285 Katy Fwy Suite 300, Katy, TX 77494, USA | 4.6★ | 39 |
| #5 | Texas Lending Pro, Mortgage Broker28111 S Firethorne Rd #703, Katy, TX 77494, USA | 4.9★ | 91 |
| #6 | Green Arrow Mortgage24285 Katy Fwy Suite #660, Katy, TX 77494, USA | 4.9★ | 76 |
| #7 | Rate Boss Mortgage23033 Grand Cir Blvd #150A, Katy, TX 77449, USA | 5.0★ | 75 |
| #8 | Bill Rapp, CCIM - Medallions Funds Capital Advisor - NMLS 22824627815 Astoria Brook Ln, Katy, TX 77494, USA | 5.0★ | 53 |
| #9 | BayPoint Mortgage25140 Kingsland Blvd Suite 103, Katy, TX 77494, USA | 5.0★ | 47 |
| #10 | Dustin Golden, NMLS: 817993, Movement Mortgage24275 Katy Fwy Suite #320, Katy, TX 77494, USA | 5.0★ | 96 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Katy
Highly rated Katy mortgage broker with 4.6 stars from 39 reviews.
24285 Katy Fwy Suite 300, Katy, TX 77494, USA
Trusted Katy mortgage lender with a 4.9-star rating from 91 reviews.
28111 S Firethorne Rd #703, Katy, TX 77494, USA
Trusted Katy mortgage broker with a 4.9-star rating from 76 reviews.
24285 Katy Fwy Suite #660, Katy, TX 77494, USA
Trusted by 75 clients with a flawless 5.0-star rating.
23033 Grand Cir Blvd #150A, Katy, TX 77449, USA
5.0 stars from 53 reviews, reflecting trusted local mortgage guidance.
27815 Astoria Brook Ln, Katy, TX 77494, USA
Trusted by 47 local homeowners, this Katy broker holds a flawless 5.0-star rating.
25140 Kingsland Blvd Suite 103, Katy, TX 77494, USA
Katy's top-rated mortgage broker, earning a perfect 5.0 stars from 96 reviews.
24275 Katy Fwy Suite #320, Katy, TX 77494, USA
Trusted by hundreds of local clients, this Katy mortgage broker holds a flawless 5.0-star rating.
24200 Via Mazzini Way Suite 301, Richmond, TX 77406, USA
Top-rated Katy mortgage broker with a perfect 5.0-star rating from 87 reviews.
24285 Katy Fwy suite 300, Katy, TX 77494, USA
Katy mortgage broker with a flawless 5.0-star rating from 54 Google reviews.
1526 Katy Gap Rd Suite 504, Katy, TX 77494, USA
Trusted by 81 clients, this Katy mortgage broker holds a strong 4.7-star rating.
410 W Grand Pkwy S #260, Katy, TX 77494, USA
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Mortgage Brokers in Katy, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX | 87/100 | 4.9 ★ | 512 |
| 2 | HMA Mortgage - Shealey Mortgage Team | 88/100 | 5.0 ★ | 223 |
| 3 | HomeWay Mortgage | 86/100 | 4.9 ★ | 206 |
| 4 | Richard Smith, Mpire Financial Katy Texas Mortgage Broker | 72/100 | 4.6 ★ | 39 |
| 5 | Texas Lending Pro, Mortgage Broker | 81/100 | 4.9 ★ | 91 |
| 6 | Green Arrow Mortgage | 80/100 | 4.9 ★ | 76 |
| 7 | Rate Boss Mortgage | 82/100 | 5.0 ★ | 75 |
| 8 | Bill Rapp, CCIM - Medallions Funds Capital Advisor - NMLS 228246 | 80/100 | 5.0 ★ | 53 |
| 9 | BayPoint Mortgage | 79/100 | 5.0 ★ | 47 |
| 10 | Dustin Golden, NMLS: 817993, Movement Mortgage | 83/100 | 5.0 ★ | 96 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Katy
What does a mortgage broker do differently than going directly to a bank in Katy?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Katy?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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