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Top Picks · Killeen
Best Mortgage Brokers in Killeen, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Killeen, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fairway Independent Mortgage Corporation with a 4.9-star rating from 464 Google reviews and an RNM Score of 87/100. Also in the top tier: Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer and Leslie Lovett, SWBC Mortgage. The average rating across all listed mortgage brokers in Killeen is 5 stars from 164 reviews per business on average.
Mortgage brokers in Killeen: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
164
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Hundreds of Google reviews give this Hutto mortgage broker an exceptional 4.9-star rating.
103 E FM 2410 Rd, Harker Heights, TX 76548, USAHutto mortgage broker with a 4.8-star rating from 18 Google reviews.
103 E FM 2410 Rd, Harker Heights, TX 76548, USATop-rated Hutto mortgage broker with a perfect 5.0-star rating from 14 reviews.
2101 Memory Ln Ste. 108, Harker Heights, TX 76548, USAMortgage Brokers Rankings in Killeen, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Independent Mortgage Corporation103 E FM 2410 Rd, Harker Heights, TX 76548, USA | 4.9★ | 464 |
| #2 | Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer103 E FM 2410 Rd, Harker Heights, TX 76548, USA | 4.8★ | 18 |
| #3 | Leslie Lovett, SWBC Mortgage2101 Memory Ln Ste. 108, Harker Heights, TX 76548, USA | 5.0★ | 14 |
| #4 | Nicky Tharpe Benchmark Mortgage581 Pan American Dr # 1, Harker Heights, TX 76548, USA | 5.0★ | 35 |
| #5 | The Wood Group of Fairway Independent Mortgage Corp.127 Lake Rd Suite 300, Belton, TX 76513, USA | 5.0★ | 1,134 |
| #6 | Jamie Cooley - Fairway Home Mortgage3923 S General Bruce Dr, Temple, TX 76502, USA | 5.0★ | 533 |
| #7 | Lori Anderson - Thrive Mortgage4819 Williams Dr Suite L, Georgetown, TX 78633, USA | 5.0★ | 15 |
| #8 | Willow Bend Mortgage Company1613 Williams Dr, Georgetown, TX 78628, USA | 5.0★ | 5 |
| #9 | Israel Ramirez - RMortgage - Ramirez Mortgage Group1613 Williams Dr, Georgetown, TX 78628, USA | 5.0★ | 61 |
| #10 | Guild Mortgage - Cheryl New13563 W State Hwy 29 #1, Liberty Hill, TX 78642, USA | 5.0★ | 118 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Killeen
Rated 5.0 stars from 35 Google reviews, this Hutto mortgage broker is highly trusted.
581 Pan American Dr # 1, Harker Heights, TX 76548, USA
Watauga’s top-rated mortgage broker with a perfect 5.0★ score from 1,134 reviews.
127 Lake Rd Suite 300, Belton, TX 76513, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
3923 S General Bruce Dr, Temple, TX 76502, USA
Georgetown mortgage broker with a 5.0-star rating from over a dozen reviews.
4819 Williams Dr Suite L, Georgetown, TX 78633, USA
Georgetown mortgage broker with a perfect 5.0-star rating from 5 reviews.
1613 Williams Dr, Georgetown, TX 78628, USA
5.0 stars from 61 Google reviews, reflecting exceptional local client satisfaction.
1613 Williams Dr, Georgetown, TX 78628, USA
Leander's top-rated mortgage broker with 5.0 stars from over 100 reviews.
13563 W State Hwy 29 #1, Liberty Hill, TX 78642, USA
A top-rated Georgetown mortgage broker with a perfect 5.0-star score from 4 reviews.
202 S Austin Ave, Georgetown, TX 78626, USA
Consistently earns a perfect 5.0-star rating from over 70 local Google reviews.
501 S Austin Ave Floor 2, Office 313, Georgetown, TX 78626, USA
Georgetown mortgage broker with a flawless 5.0-star rating from 75 Google reviews.
117 W 7th St #5, Georgetown, TX 78626, USA
Consistently rated 4.8 stars from 46 Google reviews by local clients.
117 W 7th St #5, Georgetown, TX 78626, USA
5.0 stars from 9 Google reviews, reflecting exceptional local client service.
714 S Austin Ave #201, Georgetown, TX 78626, USA
Consistently earns a perfect 5.0-star rating from hundreds of Google reviews.
714 S Austin Ave #201, Georgetown, TX 78628, USA
Trusted by hundreds of Georgetown homeowners with a perfect 5.0-star rating.
104 1/2, W 8th St, Georgetown, TX 78626, USA
5.0 stars from 43 reviews, making them a top-rated mortgage broker in Baytown.
801 S Main St, Georgetown, TX 78626, USA
Hundreds of reviews reflect a perfect 5.0-star rating for this Georgetown mortgage broker.
809 1/2 S Main St, Georgetown, TX 78626, USA
Georgetown mortgage broker with a perfect 5.0-star rating from 36 reviews.
212 W 10th St, Georgetown, TX 78626, USA
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Mortgage Brokers in Killeen, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 87/100 | 4.9 ★ | 464 |
| 2 | Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer | 71/100 | 4.8 ★ | 18 |
| 3 | Leslie Lovett, SWBC Mortgage | 73/100 | 5.0 ★ | 14 |
| 4 | Nicky Tharpe Benchmark Mortgage | 78/100 | 5.0 ★ | 35 |
| 5 | The Wood Group of Fairway Independent Mortgage Corp. | 88/100 | 5.0 ★ | 1,134 |
| 6 | Jamie Cooley - Fairway Home Mortgage | 88/100 | 5.0 ★ | 533 |
| 7 | Lori Anderson - Thrive Mortgage | 85/100 | 5.0 ★ | 15 |
| 8 | Willow Bend Mortgage Company | 68/100 | 5.0 ★ | 5 |
| 9 | Israel Ramirez - RMortgage - Ramirez Mortgage Group | 92/100 | 5.0 ★ | 61 |
| 10 | Guild Mortgage - Cheryl New | 96/100 | 5.0 ★ | 118 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Killeen
What does a mortgage broker do differently than going directly to a bank in Killeen?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Killeen?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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