24/7 Available · Livonia
24-Hour Mortgage Brokers in Livonia, MI — Always Available
Emergencies don't keep business hours. These mortgage brokers in Livonia are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Livonia, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Zoom Home Lending with a 5.0-star rating from 1,148 Google reviews and an RNM Score of 88/100. Also in the top tier: Liberty 1 Lending Inc. and Priority 1 Lending, LLC. The average rating across all listed mortgage brokers in Livonia is 4.9 stars from 255 reviews per business on average.
Mortgage brokers in Livonia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Hart Mortgage, LLC
Hart Mortgage, LLC is consistently top-ranked for its strong local reputation and customer-focused service in Livonia.
Most Reviewed
Priority 1 Lending, LLC
A high number of reviews indicates broad customer experience and can help you gauge service reliability.
When choosing a mortgage broker in Livonia, compare loan options and fees across multiple brokers, and read recent reviews to ensure they meet your specific needs.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
255
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Livonia mortgage broker with a perfect 5.0-star rating from over 1,100 reviews.
17187 N Laurel Park Dr #350, Livonia, MI 48152, USATrusted by hundreds of local clients with a near-perfect 4.9-star rating.
33101 Schoolcraft, Livonia, MI 48150, USATrusted by hundreds of local clients, holding a strong 4.7-star rating.
38701 7 Mile #290, Livonia, MI 48152, USAMortgage Brokers Rankings in Livonia, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Zoom Home Lending17187 N Laurel Park Dr #350, Livonia, MI 48152, USA | 5.0★ | 1,148 |
| #2 | Liberty 1 Lending Inc.33101 Schoolcraft, Livonia, MI 48150, USA | 4.9★ | 957 |
| #3 | Priority 1 Lending, LLC38701 7 Mile #290, Livonia, MI 48152, USA | 4.7★ | 889 |
| #4 | Vital Mortgage Group15441 Middlebelt Rd, Livonia, MI 48154, USA | 5.0★ | 21 |
| #5 | MiMutual powered by Supreme Lending, Livonia MI39111 Six Mile Rd #120, Livonia, MI 48152, USA | 4.9★ | 29 |
| #6 | Hart Mortgage, LLC15619 Farmington Rd, Livonia, MI 48154, USA | 5.0★ | 27 |
| #7 | Mortgage 1, Inc. Livonia37771 7 Mile suite b, Livonia, MI 48152, USA | 4.6★ | 11 |
| #8 | The Vista Team at Total Home Lending39111 Six Mile Rd, Livonia, MI 48152, USA | 5.0★ | 106 |
| #9 | LeDon Clayborn at Rate (NMLS #188330)37172 Six Mile Rd Office #1, Livonia, MI 48152, USA | 5.0★ | 83 |
| #10 | Liberty 1 Lending Branch27459 Five Mile Rd, Livonia, MI 48154, USA | 5.0★ | 65 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Livonia
Livonia mortgage broker with a perfect 5.0-star rating from 21 Google reviews.
15441 Middlebelt Rd, Livonia, MI 48154, USA
Rated 4.9 stars from 29 Google reviews for trusted mortgage guidance in Livonia.
39111 Six Mile Rd #120, Livonia, MI 48152, USA
5.0 stars from 27 reviews, making Livonia mortgage clients consistently happy.
15619 Farmington Rd, Livonia, MI 48154, USA
Trusted local lender with a strong 4.6-star rating from 11 Google reviews.
37771 7 Mile suite b, Livonia, MI 48152, USA
Top-rated Livonia mortgage broker with a perfect 5.0-star rating from over 100 reviews.
39111 Six Mile Rd, Livonia, MI 48152, USA
Livonia's top-rated mortgage broker, with a perfect 5.0 score from 83 reviews.
37172 Six Mile Rd Office #1, Livonia, MI 48152, USA
5.0-star rating from 65 reviews makes this Livonia mortgage broker highly trusted.
27459 Five Mile Rd, Livonia, MI 48154, USA
Livonia mortgage broker with a perfect 5.0★ rating from 56 Google reviews.
33966 W 8 Mile Rd Ste 101, Farmington Hills, MI 48335, USA
5.0 stars from 18 reviews, reflecting exceptional client satisfaction in Livonia.
37373 7 Mile, Livonia, MI 48152, USA
Livonia mortgage broker with a 4.8-star rating from 16 reviews.
36139 Schoolcraft, Livonia, MI 48150, USA
Trusted by hundreds of Livonia homeowners with an exceptional 4.8★ rating.
31572 Industrial Rd Suite 300, Livonia, MI 48150, USA
Trusted by 76 clients, this Livonia broker holds a flawless 5.0-star rating.
42191 Ann Arbor Rd, Plymouth, MI 48170, USA
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Mortgage Brokers in Livonia, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Zoom Home Lending | 88/100 | 5.0 ★ | 1,148 |
| 2 | Liberty 1 Lending Inc. | 87/100 | 4.9 ★ | 957 |
| 3 | Priority 1 Lending, LLC | 83/100 | 4.7 ★ | 889 |
| 4 | Vital Mortgage Group | 75/100 | 5.0 ★ | 21 |
| 5 | MiMutual powered by Supreme Lending, Livonia MI | 75/100 | 4.9 ★ | 29 |
| 6 | Hart Mortgage, LLC | 76/100 | 5.0 ★ | 27 |
| 7 | Mortgage 1, Inc. Livonia | 65/100 | 4.6 ★ | 11 |
| 8 | The Vista Team at Total Home Lending | 84/100 | 5.0 ★ | 106 |
| 9 | LeDon Clayborn at Rate (NMLS #188330) | 82/100 | 5.0 ★ | 83 |
| 10 | Liberty 1 Lending Branch | 81/100 | 5.0 ★ | 65 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Livonia
What does a mortgage broker do differently than going directly to a bank in Livonia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Livonia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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