Verified · Madison

Trusted Mortgage Brokers in Madison, WI

Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Madison have earned it through hundreds of verified reviews.

As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Madison, WI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Ryan Smith with a 5.0-star rating from 397 Google reviews and an RNM Score of 88/100. Also in the top tier: Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer and Jason Ford, Senior Mortgage Banker at Bell Bank. The average rating across all listed mortgage brokers in Madison is 4.9 stars from 148 reviews per business on average.

Mortgage brokers in Madison: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Connor Lanigan - Thompson Kane

Connor Lanigan is consistently top-ranked for his personalized service and strong local reputation in Madison.

Most Reviewed

Guild Mortgage - Aiman Abozeid

A high number of reviews indicates broad customer experience and trust, helping you gauge reliability.

When choosing a mortgage broker in Madison, compare loan options and fees from multiple brokers, and prioritize those with transparent communication and local market expertise.

Filter:

Local Market Snapshot

18

Businesses listed

4.9★

Avg rating

148

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(397 reviews)

Highly rated Madison mortgage broker with a perfect 5.0★ from nearly 400 reviews.

345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA
5.0(313 reviews)

Boasts a perfect 5.0-star rating from over 300 customer reviews.

5571 Odana Rd, Madison, WI 53719, USA

Mortgage Brokers Rankings in Madison, WI

#BusinessRatingReviews
#1Guild Mortgage - Ryan Smith345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA5.0397
#2Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer5940 Seminole Centre Ct #310, Madison, WI 53711, USA5.0388
#3Jason Ford, Senior Mortgage Banker at Bell Bank5571 Odana Rd, Madison, WI 53719, USA5.0313
#4Mad City Home Loans | Rob Miller | Powered by ProVisor, Inc.8446 Excelsior Dr Ste 2, Madison, WI 53717, USA4.994
#5Guild Mortgage Company345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA4.941
#6Guild Mortgage - Aiman Abozeid1001 Fourier Dr Ste 101 A, Madison, WI 53717, USA4.935
#7Easy Mortgage, Inc.575 D'onofrio Dr Ste. 301, Madison, WI 53719, USA4.510
#8Stampfli Mortgage303 S Main St, Verona, WI 53593, USA5.0268
#9Bell Bank Mortgage, Jason Weber5571 Odana Rd, Madison, WI 53719, USA5.0161
#10Thompson Kane Mortgage Loans8040 Excelsior Dr # 100, Madison, WI 53717, USA4.7165

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Madison

4
4.9· 94 reviews

Praised by clients with a stellar 4.9-star rating across 94 reviews.

8446 Excelsior Dr Ste 2, Madison, WI 53717, USA

5
4.9· 41 reviews

Madison's top-rated mortgage broker with a perfect 4.9★ average from 41 reviews.

345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA

6
4.9· 35 reviews

Consistently earns 4.9 stars from over 30 Google reviews in Madison.

1001 Fourier Dr Ste 101 A, Madison, WI 53717, USA

7
4.5· 10 reviews

A trusted local mortgage broker with a 4.5-star rating from 10 Google reviews.

575 D'onofrio Dr Ste. 301, Madison, WI 53719, USA

8
5.0· 268 reviews

Top-rated Madison mortgage broker with 5.0 stars from 268 Google reviews.

303 S Main St, Verona, WI 53593, USA

9
5.0· 161 reviews

Hundreds of clients rate this Madison mortgage broker 5.0 stars across 161 Google reviews.

5571 Odana Rd, Madison, WI 53719, USA

10
4.7· 165 reviews

Top-rated Madison mortgage broker with 4.7 stars from 165 Google reviews.

8040 Excelsior Dr # 100, Madison, WI 53717, USA

11
5.0· 153 reviews

Trusted by clients with a perfect 5.0-star rating from over 150 reviews.

345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA

12
5.0· 117 reviews

Earned a perfect 5.0-star rating from over 100 local client reviews.

1111 Deming Way, Madison, WI 53717, USA

13
4.9· 70 reviews

Rated 4.9 stars from 70 Google reviews by local Madison clients.

5315 Wall St Suite 270, Madison, WI 53718, USA

14
5.0· 62 reviews

Earned a perfect 5.0-star rating from 62 local Google reviews.

8040 Excelsior Dr # 100, Madison, WI 53717, USA

15
5.0· 61 reviews

A trusted Madison mortgage broker with a perfect 5.0 rating from 61 reviews.

4750 S Biltmore Ln Ste A, Madison, WI 53718, USA

16
5.0· 59 reviews

Top-rated Madison mortgage broker with a perfect 5.0-star rating from 59 reviews.

8040 Excelsior Dr, Madison, WI 53717, USA

17
5.0· 13 reviews

Rated 5.0 stars from 13 Google reviews, this Madison mortgage broker is highly recommended.

2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USA

18
5.0· 253 reviews

Trusted by hundreds with a perfect 5.0-star rating on Google reviews.

345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA

Data from Google Business listings
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Mortgage Brokers in Madison, WI — Compared

#BusinessRNM ScoreRatingReviews
1Guild Mortgage - Ryan Smith88/1005.0 ★397
2Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer88/1005.0 ★388
3Jason Ford, Senior Mortgage Banker at Bell Bank88/1005.0 ★313
4Mad City Home Loans | Rob Miller | Powered by ProVisor, Inc.81/1004.9 ★94
5Guild Mortgage Company77/1004.9 ★41
6Guild Mortgage - Aiman Abozeid76/1004.9 ★35
7Easy Mortgage, Inc.63/1004.5 ★10
8Stampfli Mortgage88/1005.0 ★268
9Bell Bank Mortgage, Jason Weber86/1005.0 ★161
10Thompson Kane Mortgage Loans81/1004.7 ★165

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Madison

What does a mortgage broker do differently than going directly to a bank in Madison?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Madison?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in WI?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Madison, WI

This page lists and ranks 18 mortgage brokers serving Madison, WI as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 148 customer reviews per business. The top-ranked mortgage brokers in Madison by our algorithm is Guild Mortgage - Ryan Smith (5.0 stars, 397 reviews). Mortgage brokers in Madison: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Madison: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the WI licensing board before hiring.

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