Showing results near Murphy
We don't have mortgage brokers listed specifically in Murphy yet — these top-rated pros from Garland serve your area and are available for calls and quotes today.
Local Pros · Murphy
Local Mortgage Brokers in Murphy, TX
Locally owned and operated mortgage brokers serving Murphy and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Murphy, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Modern Lending Group with a 5.0-star rating from 27 Google reviews and an RNM Score of 76/100. Also in the top tier: Mortgage, Bank of America and Jamie Saylor. The average rating across all listed mortgage brokers in Murphy is 4.8 stars from 282 reviews per business on average.
Mortgage brokers in Murphy: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
282
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Earns a perfect 5.0-star rating from 27 reviews in Garland.
7214 S State Hwy 78 #10, Sachse, TX 75048, USAWylie mortgage broker with a perfect 5.0-star rating from 25 Google reviews.
201 Calloway St, Wylie, TX 75098, USAMortgage Brokers Rankings in Murphy, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Modern Lending Group7214 S State Hwy 78 #10, Sachse, TX 75048, USA | 5.0★ | 27 |
| #2 | Mortgage, Bank of America1301 FM 544, Wylie, TX 75098, USA | 1.0★ | 1 |
| #3 | Jamie Saylor201 Calloway St, Wylie, TX 75098, USA | 5.0★ | 25 |
| #4 | Jeremiah Vensel | Mortgage Group201 Calloway St Unit A, Wylie, TX 75098, USA | 5.0★ | 37 |
| #5 | W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA | — | — |
| #6 | Fairway Independent Mortgage Corporation375 Cedar Sage Dr #250, Garland, TX 75040, USA | 5.0★ | 281 |
| #7 | Elevate Home Mortgage101 E Park Blvd Suite 600, Plano, TX 75074, USA | 5.0★ | 100 |
| #8 | Vstar Lending LLC3112 N Jupiter Rd #213A, Garland, TX 75044, USA | 4.9★ | 41 |
| #9 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio333 E Bethany Dr Unit A-100, Allen, TX 75002, USA | 5.0★ | 1 |
| #10 | Mortgage and Beyond1900 Jay Ell Dr, Richardson, TX 75081, USA | 4.9★ | 93 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Murphy
Rated 5.0 stars from 37 Google reviews, this Wylie mortgage broker is highly trusted.
201 Calloway St Unit A, Wylie, TX 75098, USA
New to Google, this Wylie mortgage broker has no customer reviews yet.
201 N Ballard Ave, Wylie, TX 75098, USA
Trusted by over 280 clients with a perfect 5.0-star rating in Garland.
375 Cedar Sage Dr #250, Garland, TX 75040, USA
Trusted by hundreds of clients with a perfect 5.0-star rating in Plano.
101 E Park Blvd Suite 600, Plano, TX 75074, USA
4.9 stars from 41 reviews, reflecting exceptional client satisfaction in Garland.
3112 N Jupiter Rd #213A, Garland, TX 75044, USA
Earns a perfect 5.0-star rating from early Google reviews.
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Rated 4.9 stars from 93 Google reviews, consistently earning exceptional client feedback.
1900 Jay Ell Dr, Richardson, TX 75081, USA
5.0 stars from 122 reviews, reflecting exceptional client satisfaction.
1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA
4.8 stars from 4 Google reviews, reflecting strong local client satisfaction.
825 Watters Creek Blvd #260, Allen, TX 75013, USA
This business has no customer reviews yet to help inform your decision.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Trusted by 124 clients for consistently exceptional 5.0-star mortgage service in Allen.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.
601 N Plano Rd, Richardson, TX 75081, USA
Top-rated Allen mortgage broker with a perfect 5.0-star rating from 21 reviews.
825 Watters Creek Blvd Building M Suite 250, Allen, TX 75013, USA
5.0 stars from early reviews highlight exceptional local mortgage service in Rowlett.
9320 Crockett Dr, Rowlett, TX 75089, USA
Trusted by thousands, this Allen mortgage broker holds a perfect 5.0-star rating.
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Proudly holds a perfect 5.0-star rating from 30 Google reviews in Allen.
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from 9 Google reviews in Allen.
950 W Bethany Dr, Allen, TX 75013, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Murphy, TX.
Mortgage Brokers in Murphy, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Modern Lending Group | 76/100 | 5.0 ★ | 27 |
| 2 | Mortgage, Bank of America | 14/100 | 1.0 ★ | 1 |
| 3 | Jamie Saylor | 76/100 | 5.0 ★ | 25 |
| 4 | Jeremiah Vensel | Mortgage Group | 78/100 | 5.0 ★ | 37 |
| 5 | W R Starkey Mortgage | 3/100 | — | 0 |
| 6 | Fairway Independent Mortgage Corporation | 100/100 | 5.0 ★ | 281 |
| 7 | Elevate Home Mortgage | 95/100 | 5.0 ★ | 100 |
| 8 | Vstar Lending LLC | 89/100 | 4.9 ★ | 41 |
| 9 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio | 62/100 | 5.0 ★ | 1 |
| 10 | Mortgage and Beyond | 85/100 | 4.9 ★ | 93 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Murphy to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Murphy
What does a mortgage broker do differently than going directly to a bank in Murphy?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Murphy?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Murphy
Related Searches
More ways to find mortgage brokers in Murphy
Mortgage Brokers in nearby cities