Top Picks · Oregon City
Best Mortgage Brokers in Oregon City, OR
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Oregon City, OR by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Knight Financial - A Division of American Pacific Mortgage with a 5.0-star rating from 244 Google reviews and an RNM Score of 88/100. Also in the top tier: Mortgage Marketplace LLC - Mike Gillett, NMLS# 362285 and High Lakes Lending, LLC. The average rating across all listed mortgage brokers in Oregon City is 4.8 stars from 63 reviews per business on average.
Mortgage brokers in Oregon City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Knight Financial - A Division of American Pacific Mortgage
Knight Financial stands out as a top-ranked broker due to its strong reputation and association with a well-established national lender.
Most Reviewed
Knight Financial - A Division of American Pacific Mortgage
A high review count indicates a proven track record of client satisfaction and reliability in the local market.
When choosing a mortgage broker in Oregon City, compare loan options and fees across multiple brokers, and prioritize those with strong local reviews and transparent communication.
Local Market Snapshot
13
Businesses listed
4.8★
Avg rating
63
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from 244 reviews, reflecting exceptional local client satisfaction.
385 NW Harrison Blvd, Corvallis, OR 97330, USA4.9 stars from 58 reviews reflects consistently exceptional client satisfaction.
3723 Fairview Industrial Dr SE Suite 190, Salem, OR 97302, USATrusted by hundreds of local clients, this Oregon City broker holds a flawless 5.0-star rating.
2755 NW Crossing Dr Suite 229, Bend, OR 97703, USAMortgage Brokers Rankings in Oregon City, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Knight Financial - A Division of American Pacific Mortgage385 NW Harrison Blvd, Corvallis, OR 97330, USA | 5.0★ | 244 |
| #2 | Mortgage Marketplace LLC - Mike Gillett, NMLS# 3622853723 Fairview Industrial Dr SE Suite 190, Salem, OR 97302, USA | 4.9★ | 58 |
| #3 | High Lakes Lending, LLC2755 NW Crossing Dr Suite 229, Bend, OR 97703, USA | 5.0★ | 152 |
| #4 | Larry H Morris - Mortgage Solutions Financial NMLS 150073900 Main St #106, Oregon City, OR 97045, USA | 4.9★ | 24 |
| #5 | Eastbank Mortgage - Michelle DeTour NLMS 37006710121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA | 5.0★ | 44 |
| #6 | Freestone Mortgage LLC704 Main St Suite #200, Oregon City, OR 97045, USA | 5.0★ | 25 |
| #7 | Mortgage Solutions Financial Oregon City900 Main St #106, Oregon City, OR 97045, USA | 4.5★ | 17 |
| #8 | Landmark Professional Mortgage Company - Lincoln City, Oregon2730 NE Hwy 101, Lincoln City, OR 97367, USA | 5.0★ | 44 |
| #9 | Turn Key Mortgage725 Portland Ave, Gladstone, OR 97027, USA | 4.9★ | 40 |
| #10 | Evergreen Home Loans Lincoln City NMLS 14847252219 NW U.S. 101, Lincoln City, OR 97367, USA | 5.0★ | 33 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Oregon City
Trusted by local clients with a stellar 4.9★ rating from 24 Google reviews.
900 Main St #106, Oregon City, OR 97045, USA
Top-rated mortgage broker in Oregon City with 44 perfect five-star reviews.
10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA
Exceptional 5.0-star rating from 25 reviews in Oregon City.
704 Main St Suite #200, Oregon City, OR 97045, USA
4.5 stars from 17 reviews, reflecting strong local client satisfaction.
900 Main St #106, Oregon City, OR 97045, USA
5.0-star rating from 44 reviews makes this Oregon City mortgage broker a trusted choice.
2730 NE Hwy 101, Lincoln City, OR 97367, USA
Top-rated Oregon City mortgage broker with 4.9★ average from 40 reviews.
725 Portland Ave, Gladstone, OR 97027, USA
Top-rated mortgage broker in Oregon City with a perfect 5.0-star average from 33 reviews.
2219 NW U.S. 101, Lincoln City, OR 97367, USA
Top-rated Oregon City mortgage broker with 4.9 stars from 75 reviews.
10260 SW Greenburg Rd #830, Portland, OR 97223, USA
A local mortgage broker with a 3.7-star rating based on three reviews.
704 Main St Suite #200, Oregon City, OR 97045, USA
This mortgage broker in Oregon City has no customer reviews yet.
704 Main St Suite #200, Oregon City, OR 97045, USA
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Mortgage Brokers in Oregon City, OR — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Knight Financial - A Division of American Pacific Mortgage | 88/100 | 5.0 ★ | 244 |
| 2 | Mortgage Marketplace LLC - Mike Gillett, NMLS# 362285 | 90/100 | 4.9 ★ | 58 |
| 3 | High Lakes Lending, LLC | 86/100 | 5.0 ★ | 152 |
| 4 | Larry H Morris - Mortgage Solutions Financial NMLS 150073 | 74/100 | 4.9 ★ | 24 |
| 5 | Eastbank Mortgage - Michelle DeTour NLMS 370067 | 79/100 | 5.0 ★ | 44 |
| 6 | Freestone Mortgage LLC | 76/100 | 5.0 ★ | 25 |
| 7 | Mortgage Solutions Financial Oregon City | 66/100 | 4.5 ★ | 17 |
| 8 | Landmark Professional Mortgage Company - Lincoln City, Oregon | 79/100 | 5.0 ★ | 44 |
| 9 | Turn Key Mortgage | 77/100 | 4.9 ★ | 40 |
| 10 | Evergreen Home Loans Lincoln City NMLS 1484725 | 77/100 | 5.0 ★ | 33 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Oregon City
What does a mortgage broker do differently than going directly to a bank in Oregon City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Oregon City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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