Top Picks · Portland

Best Mortgage Brokers in Portland, OR

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Portland, OR by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Evan Swanson with a 5.0-star rating from 313 Google reviews and an RNM Score of 100/100. Also in the top tier: GO Mortgage and Matt Jolivette - Associated Mortgage Brokers. The average rating across all listed mortgage brokers in Portland is 5 stars from 154 reviews per business on average.

Mortgage brokers in Portland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Guild Mortgage - Evan Swanson

Evan Swanson is consistently top-ranked for his exceptional client service and local expertise in Portland's competitive housing market.

Most Reviewed

Steph Noble at CrossCountry Mortgage | NMLS# 129002

A high review count indicates broad client trust and a proven track record of reliable service over many transactions.

When choosing a mortgage broker in Portland, compare local expertise and responsiveness, not just rates, and always verify NMLS licensing for transparency and security.

Filter:

Local Market Snapshot

19

Businesses listed

5★

Avg rating

154

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(313 reviews)

Portland's top-rated mortgage broker with a perfect 5.0★ score from over 300 reviews.

9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA
4.9(622 reviews)

Trusted by hundreds of local clients, this Portland broker holds a stellar 4.9-star rating.

13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA
5.0(268 reviews)

Portland mortgage broker with 5.0★ rating from 268 Google reviews.

13535 SW 72nd Ave #140, Portland, OR 97223, USA

Mortgage Brokers Rankings in Portland, OR

#BusinessRatingReviews
#1Guild Mortgage - Evan Swanson9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA5.0313
#2GO Mortgage13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA4.9622
#3Matt Jolivette - Associated Mortgage Brokers13535 SW 72nd Ave #140, Portland, OR 97223, USA5.0268
#4Capital M Lending525 3rd St Suite 103, Lake Oswego, OR 97034, USA4.945
#5PierPoint Mortgage Portland, OR3300 NW 185th Ave, Portland, OR 97229, USA4.933
#6Newland Mortgage525 3rd St Suite 200, Lake Oswego, OR 97034, USA4.9155
#7Julee Felsman at Rate (NMLS #120831)1300 SE Stark St #111, Portland, OR 97214, USA5.0242
#8Arete Mortgage NW, LLC9701 SE 36th Ave, Milwaukie, OR 97222, USA5.0141
#9Steph Noble at CrossCountry Mortgage | NMLS# 1290021737 NE Alberta St Suite 205, Portland, OR 97211, USA5.0235
#10Mortgage Trust, Inc.4386 S Macadam Ave #302, Portland, OR 97239, USA5.0115

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Portland

4
4.9· 45 reviews

Rated 4.9 stars from 45 Google reviews, this Portland mortgage broker is highly trusted.

525 3rd St Suite 103, Lake Oswego, OR 97034, USA

5
4.9· 33 reviews

Rated 4.9 stars from 33 Google reviews, this Portland mortgage broker is highly trusted.

3300 NW 185th Ave, Portland, OR 97229, USA

6
4.9· 155 reviews

Top-rated Portland mortgage broker with 4.9 stars from 155 Google reviews.

525 3rd St Suite 200, Lake Oswego, OR 97034, USA

7
5.0· 242 reviews

5.0 stars from 242 Google reviews, reflecting exceptional client satisfaction.

1300 SE Stark St #111, Portland, OR 97214, USA

8
5.0· 141 reviews

Boasting a flawless 5.0-star rating from over 140 local Google reviews.

9701 SE 36th Ave, Milwaukie, OR 97222, USA

9
5.0· 235 reviews

Rated 5.0 stars from over 200 Google reviews, this Portland mortgage broker is highly trusted.

1737 NE Alberta St Suite 205, Portland, OR 97211, USA

10
5.0· 115 reviews

A 5.0-star rating from over 115 Google reviews reflects exceptional client satisfaction.

4386 S Macadam Ave #302, Portland, OR 97239, USA

11
5.0· 99 reviews

Top-rated Portland mortgage broker with a perfect 5.0★ rating from 99 reviews.

2737 SE 21st Ave, Portland, OR 97202, USA

12
5.0· 75 reviews

Portland mortgage broker with a perfect 5.0★ rating from 75 Google reviews.

4386 S Macadam Ave #302, Portland, OR 97239, USA

13
5.0· 56 reviews

Boasts a perfect 5.0-star rating from 56 Google reviews in Portland.

3041 N Williams Ave, Portland, OR 97227, USA

14
5.0· 89 reviews

Rated 5.0 stars from 89 Google reviews by Portland clients.

10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA

15
5.0· 5 reviews

Exceptional 5.0-star rating from 5 Google reviews for a Portland mortgage broker.

13535 SW 72nd Ave #140, Portland, OR 97223, USA

16
5.0· 64 reviews

Consistently earns a perfect 5.0-star rating from over 60 local Google reviews.

4380 S Macadam Ave #150, Portland, OR 97239, USA

17
5.0· 126 reviews

Top-rated Portland mortgage broker with a perfect 5.0-star score from 126 reviews.

1325 NW Flanders St, Portland, OR 97209, USA

18
4.9· 87 reviews

A top-rated Portland mortgage broker with a 4.9-star rating from 87 reviews.

2154 NE Broadway #120, Portland, OR 97232, USA

19
5.0· 156 reviews

Earns a perfect 5.0-star rating from over 150 Google reviews in Portland.

15115 SW Sequoia Pkwy #100, Portland, OR 97224, USA

Data from Google Business listings
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Mortgage Brokers in Portland, OR — Compared

#BusinessRNM ScoreRatingReviews
1Guild Mortgage - Evan Swanson100/1005.0 ★313
2GO Mortgage87/1004.9 ★622
3Matt Jolivette - Associated Mortgage Brokers88/1005.0 ★268
4Capital M Lending77/1004.9 ★45
5PierPoint Mortgage Portland, OR76/1004.9 ★33
6Newland Mortgage84/1004.9 ★155
7Julee Felsman at Rate (NMLS #120831)88/1005.0 ★242
8Arete Mortgage NW, LLC85/1005.0 ★141
9Steph Noble at CrossCountry Mortgage | NMLS# 12900288/1005.0 ★235
10Mortgage Trust, Inc.84/1005.0 ★115

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Portland

What does a mortgage broker do differently than going directly to a bank in Portland?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Portland?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in OR?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Portland, OR

This page lists and ranks 19 mortgage brokers serving Portland, OR as of July 2026. The average verified rating across all listings is 5 stars, with an average of 154 customer reviews per business. The top-ranked mortgage brokers in Portland by our algorithm is Guild Mortgage - Evan Swanson (5.0 stars, 313 reviews). Mortgage brokers in Portland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Portland: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the OR licensing board before hiring.

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