4.5+ Stars · Plano
Highly Rated Mortgage Brokers in Plano, TX
Only the best make this list. These mortgage brokers in Plano have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Plano, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Richard Woodward Team Nexa Mortgage with a 5.0-star rating from 343 Google reviews and an RNM Score of 100/100. Also in the top tier: Premier Nationwide Lending and Rob Kuehne Team - Pinnacle Home Loans. The average rating across all listed mortgage brokers in Plano is 5 stars from 140 reviews per business on average.
Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Competitive Home Lending
Competitive Home Lending is top-ranked for its strong reputation and consistent high ratings among Plano mortgage brokers.
Most Reviewed
Competitive Home Lending
A high number of reviews indicates broad customer experience and trust, helping borrowers gauge reliability.
When choosing a mortgage broker in Plano, compare rates, fees, and customer service across multiple lenders, and always verify licensing through NMLS.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
140
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from over 340 Google reviews makes them a top-rated mortgage broker in Plano.
7820 Hague Ct, Plano, TX 75025, USATrusted by over 700 clients, this Plano mortgage broker holds a perfect 5.0-star rating.
6201 W Plano Pkwy Suite 100, Plano, TX 75093, USATrusted by hundreds of local clients, this Plano broker maintains a flawless 5.0-star rating.
7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USAMortgage Brokers Rankings in Plano, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Richard Woodward Team Nexa Mortgage7820 Hague Ct, Plano, TX 75025, USA | 5.0★ | 343 |
| #2 | Premier Nationwide Lending6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA | 5.0★ | 725 |
| #3 | Rob Kuehne Team - Pinnacle Home Loans7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA | 5.0★ | 133 |
| #4 | Mortgage Loan Officer2901 Dallas Pkwy #100, Plano, TX 75093, USA | 5.0★ | 29 |
| #5 | Jack Cooper Mortgage1400 Preston Rd #290, Plano, TX 75093, USA | 5.0★ | 95 |
| #6 | H2 Lending LLC1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA | 5.0★ | 122 |
| #7 | Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA | 4.9★ | 59 |
| #8 | Castle Hills Mortgage6860 Dallas Pkwy #200, Plano, TX 75024, USA | 5.0★ | 69 |
| #9 | Core Community Mortgage5408 W Plano Pkwy, Plano, TX 75093, USA | 5.0★ | 15 |
| #10 | Terry Fann, Loan Officer, NMLS 179597-PrimeLending A Plains Capital Company8560 Belleview Dr #325, Plano, TX 75024, USA | 4.9★ | 53 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Plano
Top-rated Plano mortgage broker with perfect 5.0 stars from 29 reviews.
2901 Dallas Pkwy #100, Plano, TX 75093, USA
Trusted by 95 clients with a perfect 5.0-star rating in Plano.
1400 Preston Rd #290, Plano, TX 75093, USA
5.0 stars from 122 reviews, reflecting exceptional client satisfaction.
1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA
Rated 4.9 stars from 59 Google reviews, this Plano mortgage broker is highly trusted.
450 Century Pkwy Ste 250, Allen, TX 75013, USA
Rated 5.0 stars from 69 Google reviews, this Plano mortgage broker is highly trusted.
6860 Dallas Pkwy #200, Plano, TX 75024, USA
5.0 stars from 15 reviews, reflecting exceptional client satisfaction in Plano.
5408 W Plano Pkwy, Plano, TX 75093, USA
4.9 stars from 53 reviews reflect consistently excellent client service.
8560 Belleview Dr #325, Plano, TX 75024, USA
5.0 stars from 34 Google reviews, reflecting exceptional client satisfaction.
5851 Legacy Cir 6th floor Suite 6042 & 6044, Plano, TX 75024, USA
Plano mortgage broker with a 4.9-star rating from 71 Google reviews.
6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA
Trusted by hundreds of clients with a perfect 5.0-star rating in Plano.
101 E Park Blvd Suite 600, Plano, TX 75074, USA
Trusted Plano mortgage broker with a 4.9-star rating from over 100 reviews.
1920 Jubilee Rd, Plano, TX 75093, USA
Trusted by 132 clients with a stellar 4.8-star rating in Plano.
5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA
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Mortgage Brokers in Plano, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Richard Woodward Team Nexa Mortgage | 100/100 | 5.0 ★ | 343 |
| 2 | Premier Nationwide Lending | 88/100 | 5.0 ★ | 725 |
| 3 | Rob Kuehne Team - Pinnacle Home Loans | 97/100 | 5.0 ★ | 133 |
| 4 | Mortgage Loan Officer | 77/100 | 5.0 ★ | 29 |
| 5 | Jack Cooper Mortgage | 95/100 | 5.0 ★ | 95 |
| 6 | H2 Lending LLC | 84/100 | 5.0 ★ | 122 |
| 7 | Competitive Home Lending | 79/100 | 4.9 ★ | 59 |
| 8 | Castle Hills Mortgage | 93/100 | 5.0 ★ | 69 |
| 9 | Core Community Mortgage | 73/100 | 5.0 ★ | 15 |
| 10 | Terry Fann, Loan Officer, NMLS 179597-PrimeLending A Plains Capital Company | 78/100 | 4.9 ★ | 53 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Plano
What does a mortgage broker do differently than going directly to a bank in Plano?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Plano?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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