Top Picks · Redmond

Best Mortgage Brokers in Redmond, WA

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As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Redmond, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 Google reviews and an RNM Score of 91/100. Also in the top tier: Fairway Mortgage and Northwest Mortgage Advisors. The average rating across all listed mortgage brokers in Redmond is 4.9 stars from 61 reviews per business on average.

Mortgage brokers in Redmond: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Mortgage Lending Group LLC

Mortgage Lending Group LLC is often recognized as a top-ranked broker in Redmond due to strong client reviews and a reputation for streamlined service.

Most Reviewed

Mortgage Lending Group LLC

A high review count indicates a broad base of customer experiences, helping you gauge reliability and service consistency.

When choosing a mortgage broker in Redmond, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and local market expertise.

Filter:

Local Market Snapshot

14

Businesses listed

4.9★

Avg rating

61

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

Mortgage Brokers Rankings in Redmond, WA

#BusinessRatingReviews
#1Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA5.043
#2Fairway Mortgage1033 SW Highland Ave, Redmond, OR 97756, USA5.0203
#3Northwest Mortgage Advisors7525 Falcon Crest Dr #100, Redmond, OR 97756, USA5.0135
#4C2 Financial - Everett - Independent Mortgage Brokers - NMLS #20088591721 Hewitt Ave Ste 612, Everett, WA 98201, USA5.0123
#5NewRez Home Loans- Theresa Donohue- Loan Officer page106 NE Plaza Dr SE Building B2, Yelm, WA 98597, USA4.853
#6Optimal Rate Home Loans226 NW 6th St St 102, Redmond, OR 97756, USA5.032
#7Mortgage Mart, Inc.10925 W Lake Joy Dr NE, Carnation, WA 98014, USA5.040
#8Guild Mortgage Company3835 SW 21st St STE 104, Redmond, OR 97756, USA4.323
#9Mustang Mortgage Corporation226 NW 6th St, Redmond, OR 97756, USA5.07
#10Guild Mortgage - Cherie Smith3835 SW 21st St STE 104, Redmond, OR 97756, USA5.047

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Redmond

4
5.0· 123 reviews

Redmond's top-rated mortgage broker with a perfect 5.0★ from over 120 reviews.

1721 Hewitt Ave Ste 612, Everett, WA 98201, USA

5
4.8· 53 reviews

Rated 4.8 stars from 53 reviews, known for exceptional local mortgage service.

106 NE Plaza Dr SE Building B2, Yelm, WA 98597, USA

6
5.0· 32 reviews

Redmond mortgage broker with a perfect 5.0 rating from 32 Google reviews.

226 NW 6th St St 102, Redmond, OR 97756, USA

7
5.0· 40 reviews

Trusted Redmond mortgage broker with a perfect 5.0-star rating from 40 reviews.

10925 W Lake Joy Dr NE, Carnation, WA 98014, USA

8
4.3· 23 reviews

Trusted by local clients with a solid 4.3-star rating from 23 reviews.

3835 SW 21st St STE 104, Redmond, OR 97756, USA

9
5.0· 7 reviews

5.0-star rating from 7 Google reviews highlights exceptional local service.

226 NW 6th St, Redmond, OR 97756, USA

10
5.0· 47 reviews

Rated 5.0 stars from 47 reviews, this Redmond broker is highly trusted.

3835 SW 21st St STE 104, Redmond, OR 97756, USA

11
5.0· 47 reviews

5.0 stars from 47 Google reviews, reflecting exceptional client satisfaction.

3835 SW 21st St STE 104, Redmond, OR 97756, USA

12
4.6· 41 reviews

Trusted Redmond mortgage broker with 4.6 stars from 41 reviews.

10510 Northup Way # 115, Kirkland, WA 98033, USA

13
4.9· 41 reviews

Rated 4.9 stars from 41 Google reviews in Redmond.

123 2nd Ave S Suite 230, Edmonds, WA 98020, USA

14
5.0· 17 reviews

Rated 5.0 stars from 17 Google reviews, this Redmond broker is highly recommended.

446 SW 7th St Suite B, Redmond, OR 97756, USA

Data from Google Business listings
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Mortgage Brokers in Redmond, WA — Compared

#BusinessRNM ScoreRatingReviews
1Rally Point Mortgage a dba of C2 Financial91/1005.0 ★43
2Fairway Mortgage99/1005.0 ★203
3Northwest Mortgage Advisors97/1005.0 ★135
4C2 Financial - Everett - Independent Mortgage Brokers - NMLS #200885985/1005.0 ★123
5NewRez Home Loans- Theresa Donohue- Loan Officer page88/1004.8 ★53
6Optimal Rate Home Loans89/1005.0 ★32
7Mortgage Mart, Inc.90/1005.0 ★40
8Guild Mortgage Company67/1004.3 ★23
9Mustang Mortgage Corporation81/1005.0 ★7
10Guild Mortgage - Cherie Smith83/1005.0 ★47

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Redmond

What does a mortgage broker do differently than going directly to a bank in Redmond?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Redmond?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in WA?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Redmond, WA

This page lists and ranks 14 mortgage brokers serving Redmond, WA as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 61 customer reviews per business. The top-ranked mortgage brokers in Redmond by our algorithm is Rally Point Mortgage a dba of C2 Financial (5.0 stars, 43 reviews). Mortgage brokers in Redmond: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Redmond: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the WA licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Redmond