Top Picks · Rockwall
Best Mortgage Brokers in Rockwall, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Rockwall, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jesse Young -Neighborhood Loans with a 5.0-star rating from 112 Google reviews and an RNM Score of 84/100. Also in the top tier: William Branch Group - CrossCountry Mortgage and Summit Funding, Inc.. The average rating across all listed mortgage brokers in Rockwall is 4.9 stars from 37 reviews per business on average.
Mortgage brokers in Rockwall: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Summit Funding, Inc.
Summit Funding, Inc. is consistently top-ranked for its strong reputation, broad loan options, and excellent customer service in the Rockwall area.
Most Reviewed
The Jenay Bowen Team - CrossCountry Mortgage
A high review count indicates a large base of past clients, which can signal reliability and trustworthiness in the local market.
When choosing a mortgage broker in Rockwall, compare loan options and fees across multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
37
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from 112 Google reviews, reflecting exceptional client satisfaction.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USARockwall mortgage broker with a 4.9-star rating from 119 Google reviews.
6540 Alliance Dr #130, Rockwall, TX 75032, USARockwall mortgage broker with a 4.8-star rating from 78 Google reviews.
2313 Ridge Rd Suite 105, Rockwall, TX 75087, USAMortgage Brokers Rankings in Rockwall, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jesse Young -Neighborhood Loans2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 5.0★ | 112 |
| #2 | William Branch Group - CrossCountry Mortgage6540 Alliance Dr #130, Rockwall, TX 75032, USA | 4.9★ | 119 |
| #3 | Summit Funding, Inc.2313 Ridge Rd Suite 105, Rockwall, TX 75087, USA | 4.8★ | 78 |
| #4 | The Jenay Bowen Team - CrossCountry Mortgage2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA | 5.0★ | 51 |
| #5 | Dennis P Hudson "The Mortgage Gentleman"2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA | 5.0★ | 15 |
| #6 | Sherri Crayne - Highlands Residential Mortgage2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 4.7★ | 12 |
| #7 | THE JZ TEAM-SOUTHWEST FUNDING, LP1650 S John King Blvd Suite A, Rockwall, TX 75032, USA | 4.5★ | 8 |
| #8 | Reverse TX Mortgage311 E Interstate 30 #103, Rockwall, TX 75087, USA | 5.0★ | 8 |
| #9 | Rockwall Mortgage Co105 W Kaufman St, Rockwall, TX 75087, USA | 5.0★ | 4 |
| #10 | Mortgage Resource of Texas311 E Interstate 30 #103, Rockwall, TX 75087, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Rockwall
Rockwall mortgage broker with a perfect 5.0★ rating from 51 Google reviews.
2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA
Rockwall mortgage broker with a perfect 5.0 rating from 15 Google reviews.
2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA
Rated 4.7 stars from 12 Google reviews, this Rockwall mortgage broker is highly recommended.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
Rockwall mortgage broker with a strong 4.5-star rating from 8 reviews.
1650 S John King Blvd Suite A, Rockwall, TX 75032, USA
5.0 stars from 8 Google reviews reflects exceptional client satisfaction.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 Google reviews.
105 W Kaufman St, Rockwall, TX 75087, USA
Rated 5.0 stars from 3 Google reviews, this Rockwall mortgage broker is highly recommended.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
5.0 stars from 14 Google reviews, reflecting exceptional client satisfaction.
6105 Volunteer Pl, Rockwall, TX 75032, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 reviews.
6520 Alliance Dr #130, Rockwall, TX 75032, USA
Rockwall's top-rated mortgage broker with a flawless 5.0★ from 50 reviews.
1215 Arista Dr #102, Rockwall, TX 75032, USA
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Mortgage Brokers in Rockwall, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jesse Young -Neighborhood Loans | 84/100 | 5.0 ★ | 112 |
| 2 | William Branch Group - CrossCountry Mortgage | 83/100 | 4.9 ★ | 119 |
| 3 | Summit Funding, Inc. | 79/100 | 4.8 ★ | 78 |
| 4 | The Jenay Bowen Team - CrossCountry Mortgage | 80/100 | 5.0 ★ | 51 |
| 5 | Dennis P Hudson "The Mortgage Gentleman" | 73/100 | 5.0 ★ | 15 |
| 6 | Sherri Crayne - Highlands Residential Mortgage | 67/100 | 4.7 ★ | 12 |
| 7 | THE JZ TEAM-SOUTHWEST FUNDING, LP | 62/100 | 4.5 ★ | 8 |
| 8 | Reverse TX Mortgage | 70/100 | 5.0 ★ | 8 |
| 9 | Rockwall Mortgage Co | 67/100 | 5.0 ★ | 4 |
| 10 | Mortgage Resource of Texas | 66/100 | 5.0 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Rockwall
What does a mortgage broker do differently than going directly to a bank in Rockwall?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rockwall?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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