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4.5+ Stars · Heath
Highly Rated Mortgage Brokers in Heath, TX
Only the best make this list. These mortgage brokers in Heath have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Heath, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lone Star Reverse Mortgage with a 5.0-star rating from 14 Google reviews and an RNM Score of 73/100. Also in the top tier: Integrity Mortgage Corporation of Texas and Craig Lemp - Revolution Mortgage - Heath Tx. The average rating across all listed mortgage brokers in Heath is 4.8 stars from 61 reviews per business on average.
Mortgage brokers in Heath: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
61
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from 14 Google reviews, reflecting exceptional client satisfaction.
6105 Volunteer Pl, Rockwall, TX 75032, USA5.0 stars from 266 Google reviews, reflecting exceptional local client satisfaction.
5 Horizon Ct, Rockwall, TX 75032, USARockwall mortgage broker with a flawless 5.0-star rating from 4 reviews.
6520 Alliance Dr #130, Rockwall, TX 75032, USAMortgage Brokers Rankings in Heath, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lone Star Reverse Mortgage6105 Volunteer Pl, Rockwall, TX 75032, USA | 5.0★ | 14 |
| #2 | Integrity Mortgage Corporation of Texas5 Horizon Ct, Rockwall, TX 75032, USA | 5.0★ | 266 |
| #3 | Craig Lemp - Revolution Mortgage - Heath Tx6520 Alliance Dr #130, Rockwall, TX 75032, USA | 5.0★ | 4 |
| #4 | William Branch Group - CrossCountry Mortgage6540 Alliance Dr #130, Rockwall, TX 75032, USA | 4.9★ | 119 |
| #5 | Mark Eastin-Clear Modern Mortgage1215 Arista Dr #102, Rockwall, TX 75032, USA | 5.0★ | 50 |
| #6 | Sherri Crayne - Highlands Residential Mortgage2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 4.7★ | 12 |
| #7 | Jesse Young -Neighborhood Loans2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 5.0★ | 112 |
| #8 | Reverse TX Mortgage311 E Interstate 30 #103, Rockwall, TX 75087, USA | 5.0★ | 8 |
| #9 | Mortgage Resource of Texas311 E Interstate 30 #103, Rockwall, TX 75087, USA | 5.0★ | 3 |
| #10 | Summit Funding, Inc.2313 Ridge Rd Suite 105, Rockwall, TX 75087, USA | 4.8★ | 78 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Heath
Rockwall mortgage broker with a 4.9-star rating from 119 Google reviews.
6540 Alliance Dr #130, Rockwall, TX 75032, USA
Rockwall's top-rated mortgage broker with a flawless 5.0★ from 50 reviews.
1215 Arista Dr #102, Rockwall, TX 75032, USA
Rated 4.7 stars from 12 Google reviews, this Rockwall mortgage broker is highly recommended.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
5.0 stars from 112 Google reviews, reflecting exceptional client satisfaction.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
5.0 stars from 8 Google reviews reflects exceptional client satisfaction.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Rated 5.0 stars from 3 Google reviews, this Rockwall mortgage broker is highly recommended.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Rockwall mortgage broker with a 4.8-star rating from 78 Google reviews.
2313 Ridge Rd Suite 105, Rockwall, TX 75087, USA
Rockwall mortgage broker with a perfect 5.0★ rating from 51 Google reviews.
2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA
Top-rated Garland mortgage broker with 4.9 stars from over 200 Google reviews.
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
Rockwall mortgage broker with a strong 4.5-star rating from 8 reviews.
1650 S John King Blvd Suite A, Rockwall, TX 75032, USA
A local mortgage broker with 30 Google reviews averaging 3.9 stars in Garland, TX.
310 E Interstate 30 Suite M101, Garland, TX 75043, USA
Top-rated mortgage broker in Forney with a perfect 5.0-star rating from 10 reviews.
204 W Broad St Suite C, Forney, TX 75126, USA
38 Google reviews give this Rowlett mortgage broker a 3.2-star rating.
4312 Miller Rd, Rowlett, TX 75088, USA
Offers mortgage services in Forney, TX, but has no online customer reviews yet.
401 N Farm to Market 548, Forney, TX 75126, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 Google reviews.
105 W Kaufman St, Rockwall, TX 75087, USA
No Google reviews yet, so no local customer feedback is available for this broker.
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA
5.0-star rating from 61 Google reviews for a Garland mortgage broker.
4306 Curlew Ln, Garland, TX 75043, USA
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Mortgage Brokers in Heath, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lone Star Reverse Mortgage | 73/100 | 5.0 ★ | 14 |
| 2 | Integrity Mortgage Corporation of Texas | 88/100 | 5.0 ★ | 266 |
| 3 | Craig Lemp - Revolution Mortgage - Heath Tx | 67/100 | 5.0 ★ | 4 |
| 4 | William Branch Group - CrossCountry Mortgage | 83/100 | 4.9 ★ | 119 |
| 5 | Mark Eastin-Clear Modern Mortgage | 80/100 | 5.0 ★ | 50 |
| 6 | Sherri Crayne - Highlands Residential Mortgage | 67/100 | 4.7 ★ | 12 |
| 7 | Jesse Young -Neighborhood Loans | 84/100 | 5.0 ★ | 112 |
| 8 | Reverse TX Mortgage | 70/100 | 5.0 ★ | 8 |
| 9 | Mortgage Resource of Texas | 66/100 | 5.0 ★ | 3 |
| 10 | Summit Funding, Inc. | 79/100 | 4.8 ★ | 78 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Heath
What does a mortgage broker do differently than going directly to a bank in Heath?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Heath?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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