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Mortgage Brokers in Hutchins, TX — Free Estimates

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As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Hutchins, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Winn Mortgage LLC. Also in the top tier: LTI Mortgage / Hybrid Agent Homes and Commercial Lending DeSoto,TX. The average rating across all listed mortgage brokers in Hutchins is 4.4 stars from 78 reviews per business on average.

Mortgage brokers in Hutchins: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.4★

Avg rating

78

Avg reviews

Jul 5, 2026

Last updated

Top Rated Mortgage Brokers

(0 reviews)

Lancaster mortgage broker with no customer reviews yet; first client feedback pending.

Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
5.0(68 reviews)

Trusted by 68 clients with a perfect 5.0-star rating in Duncanville.

1801 N Hampton Rd #458, DeSoto, TX 75115, USA
(0 reviews)

This business has no Google reviews yet, offering a chance for first feedback.

1001 Robbie Mince Wy, DeSoto, TX 75115, USA

Mortgage Brokers Rankings in Hutchins, TX

#BusinessRatingReviews
#1Winn Mortgage LLCMeadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
#2LTI Mortgage / Hybrid Agent Homes1801 N Hampton Rd #458, DeSoto, TX 75115, USA5.068
#3Commercial Lending DeSoto,TX1001 Robbie Mince Wy, DeSoto, TX 75115, USA
#4Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA4.01
#5Trinity Oaks Mortgage421 Century Way #100, Red Oak, TX 75154, USA4.9253
#6Happy Home Lending501 Magnolia Ln, Glenn Heights, TX 75154, USA4.939
#7Chase Home Lending303 S Main St, Duncanville, TX 75116, USA3.04
#8Stonebriar Mortgage6220 Gaston Ave Ste 575, Dallas, TX 75214, USA4.873
#9Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA4.978
#10The Brandy Whitmire Mortgage Team6301 Gaston Ave #1420, Dallas, TX 75214, USA4.955

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Hutchins

4
4.0· 1 reviews

A solid 4.0-star rating from a handful of Google reviews.

103 N Broad St, Mesquite, TX 75149, USA

5
4.9· 253 reviews

Trusted by 253 clients with a stellar 4.9-star average rating.

421 Century Way #100, Red Oak, TX 75154, USA

6
4.9· 39 reviews

Duncanville mortgage broker with a 4.9-star rating from 39 customer reviews.

501 Magnolia Ln, Glenn Heights, TX 75154, USA

7
3.0· 4 reviews

Mixed 3.0-star rating from 4 Google reviews suggests inconsistent customer experiences.

303 S Main St, Duncanville, TX 75116, USA

8
4.8· 73 reviews

Ranked 4.8 stars from 73 Google reviews in Dallas, TX.

6220 Gaston Ave Ste 575, Dallas, TX 75214, USA

9
4.9· 78 reviews

Rated 4.9 stars from 78 Google reviews in Mesquite, TX.

1509 Paintbrush St, Mesquite, TX 75149, USA

10
4.9· 55 reviews

Dallas mortgage broker with 4.9 stars from 55 glowing Google reviews.

6301 Gaston Ave #1420, Dallas, TX 75214, USA

11
5.0· 91 reviews

Consistently rated 5.0 stars from over 90 Google reviews in Dallas.

3232 McKinney Ave Suite 500, Dallas, TX 75204, USA

12
5.0· 189 reviews

Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.

785 W Wheatland Rd Ste 407, Duncanville, TX 75116, USA

13
4.7· 14 reviews

4.7 stars from 14 Google reviews, reflecting strong local client satisfaction.

407 N Cedar Ridge Dr #235, Duncanville, TX 75116, USA

14
5.0· 222 reviews

5.0-star rating from over 200 Google reviews for a Dallas mortgage broker.

4514 Cole Ave # 600, Dallas, TX 75205, USA

15
5.0· 43 reviews

Rated 5.0 stars from 43 Google reviews, this Taylor mortgage broker earns high client trust.

3235 Homer St, Dallas, TX 75206, USA

16
5.0· 173 reviews

Consistently rated 5.0 stars from over 170 Google reviews in Dallas.

3100 Monticello Ave #335, Dallas, TX 75205, USA

17
4.9· 80 reviews

Converse mortgage broker with a 4.9-star rating from 80 Google reviews.

6060 N Central Expy Suite 500, Dallas, TX 75206, USA

18
4.6· 22 reviews

Proudly rated 4.6 stars from over 20 local Google reviews.

610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA

19
2.6· 5 reviews

Mixed 2.6-star rating from a handful of Google reviews.

610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA

20
1.0· 1 reviews

Mixed 1.0-star rating based on only one Google review.

156 W Belt Line Rd, Cedar Hill, TX 75104, USA

Data from Google Business listings
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Mortgage Brokers in Hutchins, TX — Compared

#BusinessRNM ScoreRatingReviews
1Winn Mortgage LLC3/1000
2LTI Mortgage / Hybrid Agent Homes85/1005.0 ★68
3Commercial Lending DeSoto,TX3/1000
4Mesquite Mortgage45/1004.0 ★1
5Trinity Oaks Mortgage98/1004.9 ★253
6Happy Home Lending88/1004.9 ★39
7Chase Home Lending33/1003.0 ★4
8Stonebriar Mortgage78/1004.8 ★73
9Cedric Pitts - United Mortgage Pros80/1004.9 ★78
10The Brandy Whitmire Mortgage Team78/1004.9 ★55

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Hutchins

What does a mortgage broker do differently than going directly to a bank in Hutchins?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Hutchins?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.

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About This Mortgage Brokers Directory — Hutchins, TX

This page lists and ranks 20 mortgage brokers serving Hutchins, TX as of July 2026. The average verified rating across all listings is 4.4 stars, with an average of 78 customer reviews per business. The top-ranked mortgage brokers in Hutchins by our algorithm is Winn Mortgage LLC. Mortgage brokers in Hutchins: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Hutchins: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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