Top Picks · Memphis
Best Insurance Agents in Memphis, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Memphis, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Elvin Taylor - State Farm Insurance Agent with a 5.0-star rating from 1,937 Google reviews and an RNM Score of 92/100. Also in the top tier: Fields Insurance and Lofton Wells Insurance. The average rating across all listed insurance agents in Memphis is 4.6 stars from 192 reviews per business on average.
Insurance in Memphis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
RiskGuard Sr22 Insurance Agency Tennessee
RiskGuard Sr22 Insurance Agency Tennessee stands out as the top-ranked agency due to its specialized SR22 services and strong local reputation in Memphis.
Most Reviewed
Absolute Best Auto Insurance Agency
A high number of reviews indicates broader customer experience and trust, helping consumers gauge reliability and service quality.
When choosing an insurance agent in Memphis, compare coverage options and customer feedback across multiple agencies, and consider specialized services like SR22 if needed.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
192
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
5.0-star rating from nearly 2,000 Google reviews in Memphis.
2725 Kirby Rd Ste 11B, Memphis, TN 38119, USA4.9-star rating from over 200 Google reviews in Memphis.
3766 Ridgeway Rd, Memphis, TN 38115, USATrusted by hundreds of Memphis clients with an exceptional 4.8★ average rating.
6187 Stage Rd, Bartlett, TN 38134, USAInsurance Agents Rankings in Memphis, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Elvin Taylor - State Farm Insurance Agent2725 Kirby Rd Ste 11B, Memphis, TN 38119, USA | 5.0★ | 1,937 |
| #2 | Fields Insurance3766 Ridgeway Rd, Memphis, TN 38115, USA | 4.9★ | 210 |
| #3 | Lofton Wells Insurance6187 Stage Rd, Bartlett, TN 38134, USA | 4.8★ | 196 |
| #4 | RiskGuard Sr22 Insurance Agency Tennessee1331 Union Ave #980, Memphis, TN 38104, USA | 4.7★ | 14 |
| #5 | Sneed Insurance4515 Poplar Ave #322, Memphis, TN 38117, USA | 4.9★ | 45 |
| #6 | Collier Insurance606 S Mendenhall Rd, Memphis, TN 38117, USA | 4.4★ | 21 |
| #7 | Affordable Insurance Agency2964 Ole Bartlett Ct Suite 7, Memphis, TN 38134, USA | 4.7★ | 18 |
| #8 | iCover Insurance231 Exchange Ave, Memphis, TN 38105, USA | 4.9★ | 13 |
| #9 | Memphis Home Insurance Solutions964 Kentucky St, Memphis, TN 38106, USA | 5.0★ | 11 |
| #10 | Absolute Best Auto Insurance Agency539 S Highland St, Memphis, TN 38111, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Memphis
4.7 stars from 14 Google reviews reflects strong local customer satisfaction.
1331 Union Ave #980, Memphis, TN 38104, USA
Memphis insurance agent with a 4.9-star rating from 45 Google reviews.
4515 Poplar Ave #322, Memphis, TN 38117, USA
Trusted insurance agent in Memphis with a 4.4-star rating from 21 Google reviews.
606 S Mendenhall Rd, Memphis, TN 38117, USA
Rated 4.7 stars from 18 Google reviews, a trusted local choice for insurance.
2964 Ole Bartlett Ct Suite 7, Memphis, TN 38134, USA
Consistently earns 4.9 stars from 13 reviews for trusted local insurance guidance.
231 Exchange Ave, Memphis, TN 38105, USA
5.0 stars from 11 Google reviews for a Memphis insurance agent.
964 Kentucky St, Memphis, TN 38106, USA
Earns a perfect 5.0-star rating from a handful of Google reviews in Memphis.
539 S Highland St, Memphis, TN 38111, USA
Rated 1.5 stars from two Google reviews, indicating mixed customer feedback.
740 E McLemore Ave #21, Memphis, TN 38106, USA
Insurance agent in Memphis with no customer reviews available yet.
61 Adams Ave, Memphis, TN 38103, USA
Trusted by hundreds of Memphis clients, this agent holds a stellar 4.8-star rating.
5501 Murray Ave, Memphis, TN 38119, USA
Over 150 Google reviews give this Memphis insurance agent a strong 4.6-star rating.
866 Ridgeway Loop Rd, Memphis, TN 38120, USA
Consistently rated 4.9 stars from 23 Google reviews in Memphis.
4216 Millbranch Rd, Memphis, TN 38116, USA
Trusted Memphis insurance agent with a 4.7-star rating from 182 Google reviews.
4287 Summer Ave ste 102, Memphis, TN 38122, USA
Trusted Memphis insurance agent with a 4.9-star rating from 41 reviews.
6525 N Quail Hollow Rd #400, Memphis, TN 38120, USA
Trusted by hundreds of Memphis clients, this agent holds a 4.9-star rating.
1255 Lynnfield Rd STE 100, Memphis, TN 38119, USA
Get Free Quotes
We'll connect you with the top insurance agents in Memphis, TN.
Insurance Agents in Memphis, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Elvin Taylor - State Farm Insurance Agent | 92/100 | 5.0 ★ | 1,937 |
| 2 | Fields Insurance | 97/100 | 4.9 ★ | 210 |
| 3 | Lofton Wells Insurance | 95/100 | 4.8 ★ | 196 |
| 4 | RiskGuard Sr22 Insurance Agency Tennessee | 68/100 | 4.7 ★ | 14 |
| 5 | Sneed Insurance | 89/100 | 4.9 ★ | 45 |
| 6 | Collier Insurance | 77/100 | 4.4 ★ | 21 |
| 7 | Affordable Insurance Agency | 81/100 | 4.7 ★ | 18 |
| 8 | iCover Insurance | 83/100 | 4.9 ★ | 13 |
| 9 | Memphis Home Insurance Solutions | 83/100 | 5.0 ★ | 11 |
| 10 | Absolute Best Auto Insurance Agency | 69/100 | 5.0 ★ | 6 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Memphis to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Memphis
What is the difference between a captive and independent insurance agent in Memphis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Memphis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Memphis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Memphis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Memphis
Related Searches
More ways to find insurance agents in Memphis
Insurance Agents in nearby cities