Top Picks · Midlothian
Best Mortgage Brokers in Midlothian, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 7 mortgage brokers in Midlothian, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mid America Mortgage Southwest with a 5.0-star rating from 31 Google reviews and an RNM Score of 89/100. Also in the top tier: Mary Eubanks MBA, RE/MAX Frontier and Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C. The average rating across all listed mortgage brokers in Midlothian is 5 stars from 13 reviews per business on average.
Mortgage brokers in Midlothian: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Angie Thomas Broker/Owner- AT Home Southern Realty
As a broker/owner with a dedicated local realty firm, Angie Thomas offers personalized service and deep community knowledge that sets her apart among Midlothian mortgage brokers.
Most Reviewed
Angie Thomas Broker/Owner- AT Home Southern Realty
A high review count indicates broad customer experience and trust, helping consumers gauge reliability and service quality.
When choosing a mortgage broker in Midlothian, compare local expertise and responsiveness, and always verify licensing and read recent client reviews to ensure a good fit for your specific needs.
Local Market Snapshot
7
Businesses listed
5★
Avg rating
13
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0-star rating from 31 Google reviews for this Midlothian mortgage broker.
229 S 9th St, Midlothian, TX 76065, USARated 5.0 stars from 14 Google reviews, this Midlothian mortgage broker is highly trusted.
803 W Main St, Midlothian, TX 76065, USARated 5.0 stars from 17 Google reviews, this local mortgage broker is highly recommended.
208 Buckskin Dr, Waxahachie, TX 75167, USAMortgage Brokers Rankings in Midlothian, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mid America Mortgage Southwest229 S 9th St, Midlothian, TX 76065, USA | 5.0★ | 31 |
| #2 | Mary Eubanks MBA, RE/MAX Frontier803 W Main St, Midlothian, TX 76065, USA | 5.0★ | 14 |
| #3 | Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C208 Buckskin Dr, Waxahachie, TX 75167, USA | 5.0★ | 17 |
| #4 | Jeremy Finnestad (NMLS#2163031) - The Wood Group of Fairway Mortgage3530 Jaycee Dr, Midlothian, TX 76065, USA | 5.0★ | 4 |
| #5 | Prime Lending200 N 14th St, Midlothian, TX 76065, USA | — | — |
| #6 | Angie Thomas Broker/Owner- AT Home Southern Realty3611 Whispering Hills Ct, Midlothian, TX 76065, USA | 5.0★ | 6 |
| #7 | John Walling Mortgage Broker7211 Hamilton Dr, Midlothian, TX 76065, USA | 5.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Midlothian
Earns a perfect 5.0-star rating from four local customers.
3530 Jaycee Dr, Midlothian, TX 76065, USA
No reviews yet; check back for customer experiences with this Midlothian mortgage broker.
200 N 14th St, Midlothian, TX 76065, USA
Rated 5.0 stars from 6 Google reviews, this Midlothian broker is highly trusted.
3611 Whispering Hills Ct, Midlothian, TX 76065, USA
A five-star rating from four Google reviews reflects exceptional client satisfaction.
7211 Hamilton Dr, Midlothian, TX 76065, USA
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Mortgage Brokers in Midlothian, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mid America Mortgage Southwest | 89/100 | 5.0 ★ | 31 |
| 2 | Mary Eubanks MBA, RE/MAX Frontier | 85/100 | 5.0 ★ | 14 |
| 3 | Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C | 77/100 | 5.0 ★ | 17 |
| 4 | Jeremy Finnestad (NMLS#2163031) - The Wood Group of Fairway Mortgage | 79/100 | 5.0 ★ | 4 |
| 5 | Prime Lending | 7/100 | — | 0 |
| 6 | Angie Thomas Broker/Owner- AT Home Southern Realty | 81/100 | 5.0 ★ | 6 |
| 7 | John Walling Mortgage Broker | 70/100 | 5.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Midlothian
What does a mortgage broker do differently than going directly to a bank in Midlothian?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Midlothian?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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