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Top Picks · Princeton

Best Mortgage Brokers in Princeton, TX

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As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Princeton, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Gail Hillman at CrossCountry Mortgage with a 4.8-star rating from 54 Google reviews and an RNM Score of 88/100. Also in the top tier: Tammy Costas, Mortgage Lender NMLS #316464 and Fairway Independent Mortgage Corporation | The Eric White Team. The average rating across all listed mortgage brokers in Princeton is 4.8 stars from 255 reviews per business on average.

Mortgage brokers in Princeton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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20

Businesses listed

4.8★

Avg rating

255

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

Mortgage Brokers Rankings in Princeton, TX

#BusinessRatingReviews
#1Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA4.854
#2Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA5.019
#3Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA4.9142
#4Lendid Home Loans5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA5.0204
#5We Loan Mortgage LLC945 Stockton Dr #8100, Allen, TX 75013, USA5.01
#6American Mortgage Company1002 Raintree Cir STE 100, Allen, TX 75013, USA5.087
#7Supreme Lending1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA5.059
#8Inspired Buy Real Estate800 North Watters Road Suite 180, Allen, TX 75013, USA5.089
#9W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA
#10Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA4.959

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Princeton

4
5.0· 204 reviews

Allen's top-rated mortgage broker with a perfect 5.0★ score from over 200 reviews.

5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA

5
5.0· 1 reviews

Top-rated Allen mortgage broker with a flawless 5.0-star rating from early clients.

945 Stockton Dr #8100, Allen, TX 75013, USA

6
5.0· 87 reviews

Trusted by 87 clients with a perfect 5.0-star rating on Google.

1002 Raintree Cir STE 100, Allen, TX 75013, USA

7
5.0· 59 reviews

59 Google reviews yield a perfect 5.0-star rating for this Allen mortgage broker.

1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA

8
5.0· 89 reviews

Earned a perfect 5.0-star rating from nearly 90 Google reviews in Allen.

800 North Watters Road Suite 180, Allen, TX 75013, USA

9
· 0 reviews

New to Google, this Wylie mortgage broker has no customer reviews yet.

201 N Ballard Ave, Wylie, TX 75098, USA

10
4.9· 59 reviews

Rated 4.9 stars from 59 Google reviews, this Plano mortgage broker is highly trusted.

450 Century Pkwy Ste 250, Allen, TX 75013, USA

11
5.0· 1 reviews

Earns a perfect 5.0-star rating from early Google reviews.

333 E Bethany Dr Unit A-100, Allen, TX 75002, USA

12
5.0· 37 reviews

Rated 5.0 stars from 37 Google reviews, this Wylie mortgage broker is highly trusted.

201 Calloway St Unit A, Wylie, TX 75098, USA

13
5.0· 25 reviews

Wylie mortgage broker with a perfect 5.0-star rating from 25 Google reviews.

201 Calloway St, Wylie, TX 75098, USA

14
1.0· 1 reviews

Holds a 1.0-star rating based on one Google review.

1301 FM 544, Wylie, TX 75098, USA

15
5.0· 9 reviews

Earns a perfect 5.0-star rating from 9 Google reviews in Allen.

950 W Bethany Dr, Allen, TX 75013, USA

16
5.0· 1 reviews

Consistently earns perfect 5.0-star ratings from its customers in Allen.

950 W Bethany Dr #550, Allen, TX 75013, USA

17
5.0· 3,973 reviews

Trusted by thousands, this Allen mortgage broker holds a perfect 5.0-star rating.

950 W Bethany Dr suite 800, Allen, TX 75013, USA

18
5.0· 30 reviews

Proudly holds a perfect 5.0-star rating from 30 Google reviews in Allen.

950 W Bethany Dr suite 800, Allen, TX 75013, USA

19
5.0· 21 reviews

Kyle's top-rated mortgage broker with a perfect 5.0 stars from 21 reviews.

7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA

20
5.0· 33 reviews

Boasts a perfect 5.0-star rating from 33 Google reviews.

7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA

Data from Google Business listings
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Mortgage Brokers in Princeton, TX — Compared

#BusinessRNM ScoreRatingReviews
1Gail Hillman at CrossCountry Mortgage88/1004.8 ★54
2Tammy Costas, Mortgage Lender NMLS #31646486/1005.0 ★19
3Fairway Independent Mortgage Corporation | The Eric White Team87/1004.9 ★142
4Lendid Home Loans99/1005.0 ★204
5We Loan Mortgage LLC74/1005.0 ★1
6American Mortgage Company94/1005.0 ★87
7Supreme Lending92/1005.0 ★59
8Inspired Buy Real Estate83/1005.0 ★89
9W R Starkey Mortgage3/1000
10Competitive Home Lending79/1004.9 ★59

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Princeton

What does a mortgage broker do differently than going directly to a bank in Princeton?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Princeton?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Princeton, TX

This page lists and ranks 20 mortgage brokers serving Princeton, TX as of July 2026. The average verified rating across all listings is 4.8 stars, with an average of 255 customer reviews per business. The top-ranked mortgage brokers in Princeton by our algorithm is Gail Hillman at CrossCountry Mortgage (4.8 stars, 54 reviews). Mortgage brokers in Princeton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Princeton: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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