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We don't have mortgage brokers listed specifically in Celina yet — these top-rated pros from Frisco serve your area and are available for calls and quotes today.
10+ Years · Celina
Experienced Mortgage Brokers in Celina, TX
Experience matters. These mortgage brokers in Celina have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Celina, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Caprock Home Loans with a 5.0-star rating from 95 Google reviews and an RNM Score of 83/100. Also in the top tier: Private Mortgage Group and Justin Hill - Eagle Mortgage Company - NMLS# 2009477. The average rating across all listed mortgage brokers in Celina is 5 stars from 89 reviews per business on average.
Mortgage brokers in Celina: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
89
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by 95 clients with a flawless 5.0-star rating in Frisco, TX.
130 N Preston Rd, Prosper, TX 75078, USA5.0 stars from four reviews, reflecting exceptional client satisfaction in Converse.
130 N Preston Rd Ste 318, Prosper, TX 75078, USA5.0 stars from over 150 Google reviews in Frisco, TX.
202 S Coleman St Suite 300A, Prosper, TX 75078, USAMortgage Brokers Rankings in Celina, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA | 5.0★ | 95 |
| #2 | Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA | 5.0★ | 4 |
| #3 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477202 S Coleman St Suite 300A, Prosper, TX 75078, USA | 5.0★ | 157 |
| #4 | Chad Rutherford - Eagle Mortgage Company306 W Main St Suite B, Gunter, TX 75058, USA | 5.0★ | 124 |
| #5 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #6 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #7 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #8 | McGee Residential Mortgage, LLC8519 Brown Stone Ln, Frisco, TX 75033, USA | 5.0★ | 20 |
| #9 | First Rate Financial LLC14083 Badlands Dr, Frisco, TX 75035, USA | 4.9★ | 155 |
| #10 | Patrick Dixon, Mortgage Broker NMLS #18148828305 Pinnacle Dr, Frisco, TX 75033, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Celina
Top-rated Cedar Hill mortgage broker with a perfect 5.0 score from over 120 reviews.
306 W Main St Suite B, Gunter, TX 75058, USA
Rated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.
1402 S Custer Rd #901, McKinney, TX 75070, USA
13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.
1402 S Custer Rd #901, McKinney, TX 75072, USA
Trusted by over 200 clients with a stellar 4.8-star average rating.
1402 S Custer Rd #204, McKinney, TX 75072, USA
5.0 stars from 20 reviews, reflecting exceptional client satisfaction in Frisco.
8519 Brown Stone Ln, Frisco, TX 75033, USA
Earned a 4.9-star rating from 155 Google reviews, reflecting exceptional client satisfaction.
14083 Badlands Dr, Frisco, TX 75035, USA
5.0 stars from 6 reviews, reflecting exceptional client satisfaction in Frisco.
8305 Pinnacle Dr, Frisco, TX 75033, USA
95 Google reviews with a perfect 5.0-star rating from Richardson clients.
9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA
McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
5.0-star rating from 75 Google reviews in Frisco, TX.
4400 Main St, Frisco, TX 75033, USA
Earns a perfect 5.0-star rating from 76 local Google reviews.
8072 Preston Rd #203, Frisco, TX 75034, USA
5.0 stars from 52 reviews, reflecting exceptional client satisfaction in Frisco.
2770 Main St #221, Frisco, TX 75033, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.
6401 S Custer Rd, McKinney, TX 75070, USA
Trusted by locals with a 4.9-star rating from over 140 reviews.
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Trusted by local clients with a 4.8-star rating from 54 reviews.
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Trusted by hundreds of local clients, this Frisco broker holds an exceptional 4.9-star rating.
6351 Preston Rd #125, Frisco, TX 75034, USA
Proudly rated 5.0 stars from 48 Google reviews in Allen, TX.
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
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Mortgage Brokers in Celina, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Caprock Home Loans | 83/100 | 5.0 ★ | 95 |
| 2 | Private Mortgage Group | 79/100 | 5.0 ★ | 4 |
| 3 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477 | 86/100 | 5.0 ★ | 157 |
| 4 | Chad Rutherford - Eagle Mortgage Company | 85/100 | 5.0 ★ | 124 |
| 5 | Tom Sherman - Benchmark Mortgage | 86/100 | 5.0 ★ | 82 |
| 6 | Mike Remington - Benchmark Mortgage | 76/100 | 5.0 ★ | 13 |
| 7 | CORE Mortgage | 96/100 | 4.8 ★ | 231 |
| 8 | McGee Residential Mortgage, LLC | 75/100 | 5.0 ★ | 20 |
| 9 | First Rate Financial LLC | 84/100 | 4.9 ★ | 155 |
| 10 | Patrick Dixon, Mortgage Broker NMLS #1814882 | 69/100 | 5.0 ★ | 6 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Celina
What does a mortgage broker do differently than going directly to a bank in Celina?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Celina?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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