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Trusted Mortgage Brokers in Celina, TX
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Celina have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Celina, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Caprock Home Loans with a 5.0-star rating from 95 Google reviews and an RNM Score of 83/100. Also in the top tier: Private Mortgage Group and Justin Hill - Eagle Mortgage Company - NMLS# 2009477. The average rating across all listed mortgage brokers in Celina is 5 stars from 89 reviews per business on average.
Mortgage brokers in Celina: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
89
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by 95 clients with a flawless 5.0-star rating in Frisco, TX.
130 N Preston Rd, Prosper, TX 75078, USA5.0 stars from four reviews, reflecting exceptional client satisfaction in Converse.
130 N Preston Rd Ste 318, Prosper, TX 75078, USA5.0 stars from over 150 Google reviews in Frisco, TX.
202 S Coleman St Suite 300A, Prosper, TX 75078, USAMortgage Brokers Rankings in Celina, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA | 5.0★ | 95 |
| #2 | Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA | 5.0★ | 4 |
| #3 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477202 S Coleman St Suite 300A, Prosper, TX 75078, USA | 5.0★ | 157 |
| #4 | Chad Rutherford - Eagle Mortgage Company306 W Main St Suite B, Gunter, TX 75058, USA | 5.0★ | 124 |
| #5 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #6 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #7 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #8 | McGee Residential Mortgage, LLC8519 Brown Stone Ln, Frisco, TX 75033, USA | 5.0★ | 20 |
| #9 | First Rate Financial LLC14083 Badlands Dr, Frisco, TX 75035, USA | 4.9★ | 155 |
| #10 | Patrick Dixon, Mortgage Broker NMLS #18148828305 Pinnacle Dr, Frisco, TX 75033, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Celina
Top-rated Cedar Hill mortgage broker with a perfect 5.0 score from over 120 reviews.
306 W Main St Suite B, Gunter, TX 75058, USA
Rated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.
1402 S Custer Rd #901, McKinney, TX 75070, USA
13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.
1402 S Custer Rd #901, McKinney, TX 75072, USA
Trusted by over 200 clients with a stellar 4.8-star average rating.
1402 S Custer Rd #204, McKinney, TX 75072, USA
5.0 stars from 20 reviews, reflecting exceptional client satisfaction in Frisco.
8519 Brown Stone Ln, Frisco, TX 75033, USA
Earned a 4.9-star rating from 155 Google reviews, reflecting exceptional client satisfaction.
14083 Badlands Dr, Frisco, TX 75035, USA
5.0 stars from 6 reviews, reflecting exceptional client satisfaction in Frisco.
8305 Pinnacle Dr, Frisco, TX 75033, USA
95 Google reviews with a perfect 5.0-star rating from Richardson clients.
9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA
McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
5.0-star rating from 75 Google reviews in Frisco, TX.
4400 Main St, Frisco, TX 75033, USA
Earns a perfect 5.0-star rating from 76 local Google reviews.
8072 Preston Rd #203, Frisco, TX 75034, USA
5.0 stars from 52 reviews, reflecting exceptional client satisfaction in Frisco.
2770 Main St #221, Frisco, TX 75033, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.
6401 S Custer Rd, McKinney, TX 75070, USA
Trusted by locals with a 4.9-star rating from over 140 reviews.
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Trusted by local clients with a 4.8-star rating from 54 reviews.
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Trusted by hundreds of local clients, this Frisco broker holds an exceptional 4.9-star rating.
6351 Preston Rd #125, Frisco, TX 75034, USA
Proudly rated 5.0 stars from 48 Google reviews in Allen, TX.
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
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Mortgage Brokers in Celina, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Caprock Home Loans | 83/100 | 5.0 ★ | 95 |
| 2 | Private Mortgage Group | 79/100 | 5.0 ★ | 4 |
| 3 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477 | 86/100 | 5.0 ★ | 157 |
| 4 | Chad Rutherford - Eagle Mortgage Company | 85/100 | 5.0 ★ | 124 |
| 5 | Tom Sherman - Benchmark Mortgage | 86/100 | 5.0 ★ | 82 |
| 6 | Mike Remington - Benchmark Mortgage | 76/100 | 5.0 ★ | 13 |
| 7 | CORE Mortgage | 96/100 | 4.8 ★ | 231 |
| 8 | McGee Residential Mortgage, LLC | 75/100 | 5.0 ★ | 20 |
| 9 | First Rate Financial LLC | 84/100 | 4.9 ★ | 155 |
| 10 | Patrick Dixon, Mortgage Broker NMLS #1814882 | 69/100 | 5.0 ★ | 6 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Celina
What does a mortgage broker do differently than going directly to a bank in Celina?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Celina?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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